Need a short-term loan fast?

Whether you need cash for an unexpected expense, a surprise bill, to avoid a nasty dishonour fee, or maybe just simply to get by until your next pay, then a EZ Finance Pawn Loan might be a great option to help you get through. And if it’s your first time borrowing from us, the loan could be free!

 

How does a Pawn Loan work?

Pawn Loans are a secured loan – this means you leave something behind with us, and we lend you cash against that item. You can pay back that loan at any point, as long as it’s within three months from the date you took the cash. If you pay back the loan within three months, then you’ll get your item back!

There’s no establishment or administration fees and the interest rate is a fixed amount per month. That means you won’t get charged increasing amounts of interest each month like you would with a cash loan from a bank. The sooner you pay the loan back, the less interest you pay, and the sooner you’ll have your item back! We talk you through all this in the application process so you know exactly what you are signing up for.

 

 

Quick turnaround

Because the loan is secured against an item you own, we can go through the approval process in a snap.

Cash in your hand

Get sorted quickly with cash in your hand. No need to wait for a payment to clear in your bank account.

 

Flexible repayments

Pay back the loan at anytime in the three month window to redeem your item, and  there’s no penalty for paying it back early! The sooner you pay it back, the less interest you pay.

We make it as easy as possible to pawn with us:

The approval process can take as little as 15 minutes and you can have the money you need in your hand – no waiting for a payment to clear!

 

Come into our branch

You’ll need to bring the item you want to leave with us, and photo identification.

Fast approval

No mucking around – we’ll prepare the contract and talk you through it.

Cash in your hand

Once we have an agreement, you sign the contract and can walk out with cash in your hand. Simple.

Repayments

You can repay the loan at any time in the three month loan period and there’s no penalty if you want to pay it all back earlier! You’ll get your item back as soon as the loan is paid off.

Items we accept

We offer instant cash pawn loans for a huge range of items.

From gold, diamonds, jewellery, watches, designer handbags, electronics, cars, collectables, tools and sports gear and much more!

You name it, we likely loan on it!

ID Requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to pawn to EZ Finance. You need to provide one form of Government issued Photo ID. For example a valid Driver’s License, a Firearms License, an 18+ Card or a valid Passport.